Vehicle Protection: Drive easy
Choose the perfect protection plan and drive with confidence.
What is Vehicle Protection?
Your factory warranty’s great, but it stops too soon. FirstPencu’s Vehicle Protection Plan picks up where it leaves off, saving you from unexpected repair bills and even throwing in extras like roadside help and rental car cash.
Protection Plans
Easy Street / Newer Cars
For current year plus 2 model years older vehicles with 0 - 15,000 miles on the odometer.
Coverage
6 years or until the odometer reaches 100,000 miles; whichever comes first.
Pricing
Standard Vehicles: $1,245
Easy Street
For vehicles 8 model years old or newer with 75,000 miles or less on the odometer.
Coverage
5 years or until the odometer reaches 100,000 miles; whichever comes first.
Pricing
Standard Vehicles: $1,745
Premium*/Hybrid Vehicles: $2,995
Main Street
For vehicles 8 model years old or newer with 75,001 - 125,000 miles on the odometer.
Coverage
36 months or 36,000 miles from time of purchase; whichever is first.
Pricing
Standard Vehicles: $1,745
Premium*/Hybrid Vehicles: $2,995
Features and Benefits
- $0 deductible
- Nationwide coverage
- 24/7/365 Emergency roadside service
- 60 day money-back guarantee
- Direct claim payments via Visa/Mastercard
- Add vehicle coverage during the loan application process
- To add coverage to a vehicle financed with PenFed, contact a PenFed representative
*Premium Vehicles
The following vehicles are examples of Premium Vehicles for pricing: BMW – 1, 3, 5, Series, Any V10, Mercedes – C & E Class (all CL Class Mercedes vehicles are excluded), Cadillac, Hummer, Volvo, Mini Cooper, All Hybrids and All Diesels.
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This credit union is federally insured by the National Credit Union Administration. Rates are current as of April 2025 unless otherwise noted and are subject to change.
APY = Annual Percentage Yield
APR = Annual Percentage Rate