Get the money you need to pursue your dreams in higher education

Reach your academic and financial goals with a in-school or refinanced student loan from Sparrow.

Get a student loan with exclusive benefits

Undergraduate and graduate student loans

Submit one request to explore your pre-qualified rates with 15+ lenders. Initiate the process with or without a cosigner, plus get these other benefits:

  • Check your rates without impacting your credit score
  • 100% free, you can check your rates at no cost
  • No income necessary to submit a request to pre-qualify

Find My Rates

Time is money. Save both.

Submit one request to explore your pre-qualified rates with 15+ lenders. Initiate the process with or without a cosigner, plus get these other benefits:

FirstPenCu is proud to partner with Sparrow to offer borrowers a simple, easy, and efficient way to find their pre-qualified student loan rates.

Find My Rates

See why others chose Sparrow

“We now have great confidence that our students will find the most affordable financing options. Sparrow made that possible.”

– Scott Friedhoff, Retired VP of Enrollment at The College of Wooster

“Sparrow has saved our team countless hours of headache and stress. It eliminates guessing game. It’s a platform we trust.”

– Elina Bascom, Director of Financial Services at La Sierra University

“Sparrow offers our students a clear easy-to-understand platform to help them make an informed decision on private student borrowing.”

– Ingrid Baker, Systems and Loan Administrator at Pacific University

Featured Articles

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This credit union is federally insured by the National Credit Union Administration. Rates are current as of April 2025 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate