“The APR and monthly payments are accessible, and it accommodates my needs”
– Frank B
“Great service and follow up coupled with low interest rates for all products”
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“Best rates, easy application process, and checks are sent out quickly”
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Car Buying Service
Let us do the shopping for you. Get discounted pricing and our best rates on your next vehicle purchase in partnership with TrueCar. Rates starting at 3.79% APR*.
Typical car insurance covers damage and theft. But what if your loan is more than the value of your vehicle? FirstPencu's GAP Coverage covers that difference.
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Vehicle Protection
FirstPencu's Vehicle Protection can extend your auto manufacturer's warranty by picking up where that policy leaves off.
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Debt Protection
Life is unpredictable. With FirstPencu Debt Protection, your family's financial security is protected in the event you're unable to make timely payments.
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Mortgage Knowledge Center
The Benefits of Using a Down Payment for an Auto Loan
How to Determine if Your Auto Lender Is Reliable
Car Maintenance by Season: Your Vehicle Maintenance To-Do List
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This credit union is federally insured by the National Credit Union Administration. Rates are current as of April 2025 unless otherwise noted and are subject to change.