What is a FirstPencu Debt Consolidation Loan?
This is a personal loan that helps you combine your debt from different creditors, with the potential for substantial savings on interest. Lower your monthly payment and save on interest with a fixed term, fixed rate, and single fixed monthly payment.
Unlock financial freedom with flexible loan terms
Loan amounts up to $50,000 for up to 5 years
Rates starting at 8.99% APR*
Check your rate without affecting your credit score
Check your rate without affecting your credit score
- No origination fee
- No early payoff penalty
- No balance transfer fee**
A path to a brighter financial future
A FirstPencu Debt Consolidation Loan can help you manage and improve your finances.
69%
Say their finances have improved since consolidating their debt
59%
Were able to consolidate all of their existing debt under one loan
50%
Are less worried about being able to afford debt payments
37%
Are able to allocate more income toward savings
1. Check your rate
Get pre-qualified in just a few minutes with no impact to your credit score1.
2. Choose your offer
Select flexible loan terms that work for you.
3. Finalize your loan
E-sign your loan documents.
4. Get funded
Receive your money as soon as the next day!
Learn more about debt consolidation loans
What Debt Consolidation is and How to Get Started
5 Reasons to Use a Personal Loan for Debt Consolidation
Debt Consolidation vs. Debt Settlement: What's the Difference?
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This credit union is federally insured by the National Credit Union Administration. Rates are current as of April 2025 unless otherwise noted and are subject to change.
APY = Annual Percentage Yield
APR = Annual Percentage Rate